On November 9, 2018, the Ninth Circuit certified an important coverage question to the Washington Supreme Court about whether a certificate of insurance (COI) purporting to add T-Mobile as an additional insured on another company’s insurance policy binds the insurance company listed on the certificate. T-Mobile USA Inc. v. Selective Insurance Company of America, 908 F.3d 581 (9th Cir. 2018).
The case should serve as a reminder that businesses may not be able to rely on, and should not rely on, a certificate of insurance alone when they sign agreements with third parties who are supposed to add them as additional insureds. Continue Reading How Valuable is that Certificate of Insurance?